Pilot Life Insurance
Life insurance is an integral part of your family's financial plan. This is especially true when you have dependents relying on you. The primary reason people buy life insurance is to replace the income that would be lost with the death of a wage earner. Imagine the challenges your family would be facing with just maintaining your family's current lifestyle if you were no longer here. Adequate life insurance protection could spare your family from having to make some very serious financial sacrifices.
However, as important as life insurance is, you don't want to pay too much for it. Life insurance premiums vary widely between companies for the exact same benefits. Pilots have the added concern that most life insurance companies simply do not understand the actual risk of flying and as a result, many companies include excessive aviation surcharges for their policies. If the policy does not have the surcharge, it normally will contain an Aviation Exclusion Rider that makes the policy void if the insured dies in an aircraft accident.
Our firm works closely with leading insurers to help develop underwriting criteria which allow pilot's to obtain life insurance coverage at preferred rates that may not be available elsewhere in the market.